Insurance & Fees

In-Network Insurances:

  • Aetna

  • Blue Cross Blue Shield Preferred Network

  • Blue Cross Blue Shield Blue Choice

  • Cigna

  • United Behavioral Health/Optum

Please contact your insurance to verify coverage.

Therapy Fees:

  • Private pay / non-insured clients are charged at a rate of $190 for the initial 60 minute session

  • Private pay / non-insured clients are charged at a rate of $125-$165 for subsequent 45-55 minute sessions

  • Clients with insurance pay the copay or coinsurance negotiated with each insurance company plan

  • Out of network clients can be provided a superbill to submit to their insurance

Consulting Fees:

  • $125 for 30 minutes 

  • $200 for 1 hour 

  • $200 for each additional hour

Good Faith Estimate:

Under the No Surprises Act (H.R. 133 - which went into effect on January 1, 2022), clients who do not have insurance or who are not using insurance have the right to receive an estimate of the bill for medical items and services.

This Good Faith Estimate shows the costs of items and services that are reasonably expected for your health care needs for an item or service. The estimate is based on information known at the time the estimate was created. 

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.

The Good Faith Estimate does not include any unknown or unexpected costs that may arise during treatment. You could be charged more if complications or special circumstances occur. If this happens, federal law allows you to dispute (appeal) the bill. 

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

You may contact InnerBloom Therapy Practice to let them know the billed charges are higher than the Good Faith Estimate. You can ask them to update the bill to match the Good Faith Estimate, ask to negotiate the bill, or ask if there is financial assistance available. 

You may also start a dispute resolution process with the U.S. Department of Health and Human Services (HHS). 

Make sure your health care provider gives you a Good Faith Estimate within the following timelines:

  • If the service is scheduled at least three business days before the appointment date, no later than one business day after the date of scheduling;

  • If the service is scheduled at least 10 business days before the appointment date, no later than three business days after the date of scheduling; or

  • If the uninsured or self-pay patient requests a good faith estimate (without scheduling the service), no later than three business days after the date of the request. A new Good Faith Estimate must be provided, within the specified timeframes if the patient reschedules the requested item or service.

Please keep a copy of this Good Faith Estimate in a safe place or take pictures of it for record keeping purposes.

Note: A Good Faith Estimate is for your awareness only. It is not a contract and It does NOT involve you needing to make any type of commitment.

For questions or more information about your right to a Good Faith Estimate or the dispute process, visit www.cms.gov/nosurprises or call 800-985-3059.